Last updated: January 16, 2025
1. Agreement to Terms
By accessing or using My Money Coach ("the Service"), you agree to be bound by these Terms of Use ("Terms"). If you disagree with any part of these terms, you do not have permission to access the Service.
2. Use License
Permission is granted to temporarily access the materials (information or software) on My Money Coach's website for personal, non-commercial viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or public display
- Attempt to decompile or reverse engineer any software contained on the website
- Remove any copyright or proprietary notations from the materials
- Transfer the materials to another person or "mirror" the materials on any other server
3. User Accounts
When you create an account with us, you guarantee that:
- The information you provide is accurate, complete, and current
- You are of legal age to form a binding contract
- Your use of the Service does not violate any applicable law or regulation
You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Notifying us immediately of any unauthorized access
4. Financial Information Disclaimer
The financial information provided through the Service is for educational purposes only. You acknowledge that:
- Content is not intended as investment, legal, or tax advice
- Financial calculations and projections are estimates only
- Past performance does not guarantee future results
- You should consult with qualified professionals before making financial decisions
5. Intellectual Property
The Service and its original content, features, and functionality are owned by My Money Coach and are protected by:
- International copyright laws
- Trademark laws
- Other intellectual property rights
6. User Content
By posting content through the Service, you grant us the right to:
- Use, modify, display, and distribute your content
- Store your content in our database
- Remove any content for any reason without notice
7. Prohibited Uses
You agree not to use the Service for:
- Any unlawful purpose or to promote illegal activities
- Harassment, abuse, or harm of another person
- Impersonating another user or person
- Data mining, scraping, or similar data gathering
8. Termination
We may terminate or suspend your account and access to the Service immediately, without prior notice, for:
- Violations of these Terms
- Actions that may create liability for us
- Conduct we believe to be harmful to other users
9. Limitation of Liability
In no event shall My Money Coach, its directors, employees, partners, agents, suppliers, or affiliates be liable for:
- Any indirect, incidental, special, or consequential damages
- Lost profits, data, use, or goodwill
- Financial decisions made based on Service content
- Service interruption or computer damage
10. Changes to Terms
We reserve the right to modify or replace these Terms at any time. Material changes will be notified:
- Through the Service
- By email to registered users
- At least 30 days before implementation
11. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflicts of law principles.
12. Contact Information
For questions about these Terms, please contact us through our contact form or at the address provided on our Contact page.